Shiller’s century-plus data shows why beating inflation and respecting stock-bond cycles is the only path to lasting wealth.

When you expect a surge in volatility but not a specific direction, the long straddle turns price uncertainty into a defined-risk trade.

Compounding, disciplined dollar-cost averaging, and a freedom calculator transform financial independence from theory into a concrete timeline.

Modern Portfolio Theory, simulation evidence, and decades of market history show how diversification protects compounding and lifts risk-adjusted returns.